Fire Truck Leasing

For most cities, fire apparatus is their larget equipment expense. Although it may last 5, 10, 15, or more years, if you’re writing a check upfront (in advance), it can be a real “budget breaker.” Municipal fire departments, volunteer fire departments, fire districts, and districts are all facing variations of the same problem. “We just can’t choke down the cost of 10-20 year assets like fire apparatus, in one budget year…” Most fire chiefs and administrators have probably heard that a few too many times.

Why Waiting Isn’t Always Your Best Option

Sometimes there’s an urge to “sit on the decision” for now. But the economics may be working against your department on this one:

1. Interest rates are lower than they’ve been for years. Lock them in now (and there is widespread agreement on this), or you will be paying more very shortly. “Use them or lose them!”

2. Inflation is raising the cost of new equipment (particularly fire apparatus) at a faster pace than anything you’re likely to earn banking your funds for the future. Saving could result in a net loss of your department’s “purchasing power.”

“Plan B” Pay As You Go!

Why pay in advance for essential fire trucks, apparatus, and equipment that your department will be using for years when you can “pay as you go?” Firetruck leasing (municipal leasing) is pay-as-you-go, LOW-INTEREST lease-to-own financing that can bridge the gap by spreading payments out over 5, 10, or 15 budget years. One page lease quote here!

Municipal & Volunteer Fire Departments

Who’s eligible for what? There are two primary “types” of fire departments for municipal leasing purposes. The FIRST TYPE is “municipal fire departments” (funded with taxes) Full, part-time, and volunteer. A municipal department can acquire any essential-use fire apparatus (new or used), bunker gear, chief’s command vehicles, SCBA’s, HAZMAT equipment, tools, etc. at extremely low municipal leasing interest rates. The same low rates we extend to any government for their essential-use vehicles & equipment. (tax-supported fire districts as well) . The SECOND TYPE is volunteer fire departments (VFDs) structured as “non-profits,” or more formally as 501c3 corporations and generate their income from donations, grants local fundraising.

Can VFD’s Use Low-Interest Municipal Leasing?

Volunteer Fire Departments (non-profits) are eligible for municipal leasing rates, but only for new or used Fire Trucks (vehicles that “put out fires”) and for Fire Stations / Fire Houses (new, renovated or expanded). Nothing else. A VFD has to meet certain IRS criteria to qualify for tax-exempt municipal leasing (the very lowest interest rates). All of the VFD’s other acquisitions are treated as non-qualifying and priced at taxable (non-tax-exempt) rates, which are slightly higher. See the taxable tab below.

taxable - read more

Keep in mind that taxable in this context is not related to sales, use, or other taxes, but whether or not the department and that category of equipment qualify for the IRS’ very low “tax-exempt” rate exception for VFD’s. (The tax-exemption, in this case, benefits the lender–and allow us to offer lower rates)

Our Fire Truck Leasing is Turnkey

Get what you need now. Our “fire truck leasing” quotation can include any essential equipment for your department–it is 100% turnkey financing. (You can finance it all “ala carte,” but why would you?) If your department needs it today, let us show you the numbers with everything you need in a single very low-interest quote.

SCBA’s, Turnout Gear & Rescue Tools

SCBA’s, bunker gear, and tools are critical for firefighting. So, include your spare masks, spare bottles, and even the breathing air compressor. Turn-out gear–head to toe. When your department makes its next run, make sure it has all the gear you need to do the job, from generations to radios, lighting to HAZMAT protection, and everything in between.

New Fire Houses, Fire Stations & Garages

New Construction • Expansions • Renovations

All at our very low municipal leasing interest rates–terms from 5 to 20 years. Include your design, consulting, and permitting costs in the financing. Less than you think!Fire Truck Leasing Quotes

Your Computer Aided Dispatch (CAD) & Communications Are “In” Too.

Hardware, software, (even 100% software SaaS), consoles, radios, facility furniture, fixed, mobile, and portable radios. Antennas, towers, repeaters and microwave equipment, trunking systems. If YOU need it…its all in.it.

Get a Fire Truck Leasing Quote Now

Let us prepare a quick quote on any combination equipment & terms. We can have real numbers on your desk today–you’ll know within 60 seconds of receiving our quote if municipal leasing is the best choice for your agency! (what’s the downside of seeing some real numbers?) Whenever you’re ready, we’ll put it all together for you in a matter of days, not weeks or months. (see computers for schools)

We’ve Got You Covered!

800-541-0114 x-22
On your smartphone? Click to call! Select Ext. 22 for Fire Apparatus & Equipment)