Fire Trucks

Fire Truck Leasing

Fire truck leasing fire department fire district apparatusFor most cites, fire apparatus is their single largest equipment expense.  Although it may last 5, 10, 15 or more years; if you’re writing a check up front (in advance), it can be a real “budget breaker.”   Municipal fire departments, volunteer fire departments, fire districts and service districts are all facing variations of same problem.  “There’s no money in the budget this year for those kinds of expenses…”  Most fire chief and administrators have probably heard that a few too many times lately.

 Waiting Isn’t Always Your Best Option

Sometimes there’s  an urge to just to “sit on it” for now.  But the economics may be working against your department on this one:

1.  Interest rates are lower than they’ve been for years.  Lock them in now or (and there is widespread agreement on this) you will be almost certainly be paying more very shortly (rates are already up from a year ago).  “Use them or lose them…

2. Inflation (on fire apparatus, in particular) is raising the cost of new equipment at a faster pace than anything you’re likely to earn banking your funds for the future.  Saving could actually result in a  net loss of your department’s “purchasing power.”

“Plan B”  Pay As You Go!

Why pay in advance for essential fire trucks, apparatus and equipment that your department will be using for years, when you can “pay as you go?”  Fire truck leasing (municipal leasing) is pay-as-you-go, LOW INTEREST lease-to-own financing that can bridge the gap by spreading payments out over 5, 10 or 15 budget years.

Municipal & Volunteer Fire Departments

Who’s eligible for what?  There are two primary “types” of fire departments for municipal leasing purposes.  The FIRST TYPE are municipal fire departments” (funded with taxes) Full, part time FD Emblem fire truck leasingand/or volunteer.  A municipal department can acquire any essential-use fire apparatus (new or used) bunker gear, chief’s / command vehicles, SCBA’s, HAZMAT equipment, tools etc. at extremely low municipal leasing interest rates–the same low rates we extend to any government for their essential-use vehicles & equipment.  (tax-supported fire districts as well)The SECOND TYPE are volunteer fire departments (VFD’s) that are structured as “non-profits,” or more formally as 501c3 corporations and generate their own income from donations, grants local fundraising.

Can VFD’s Use Low Interest Municipal Leasing?

Volunteer Fire Departments (non-profits) are eligible for municipal leasing rates, but only for new or used  Fire Trucks (vehicles that “put out fires”) and/or for Fire Stations / Fire Houses (new, renovated or expanded).   Nothing else.  A VFD has to meet certain IRS criteria to qualify for tax-exempt municipal leasing (the very lowest interest rates).  All of the VFD’s other acquisitions would be treated as non-qualifying and priced at taxable (non tax-exempt) rates which are slightly higher.  See *taxable tab below.

Keep in mind that taxable in this context is not related sales, use or other taxes, but whether or not  the department and that category of equipment qualify for the IRS’ very low “tax-exempt” rate exception  for VFD’s. (The tax-exemption in this case benefits the lender–and allow us to offer lower rates)
* taxable - read more

Our Fire Truck Leasing is Turnkey

Get what you need, now.  Our “fire truck leasing” quotation can include any essential equipment for your department–it is 100% turnkey financing.  (You can finance it all “ala carte,” but why would you?)   If your department needs it today, let us show you the numbers with everything you really need in a single very low-interest quote.

SCBA’s, Turnout Gear & Rescue Tools

Fire Department SCBASCBA’s, bunker gear and tools are critical for firefighting.  So, include your spare masks, spare bottles and even the breathing air compressor.  Turn-out  gear–head to toe.  When your department makes its next run, make sure it has all the gear you needs to do the job; from generations to radios, lighting to HAZMAT protection and everything in between.

New Fire Houses, Fire Stations & Garages

New Construction • Expansions • Renovations

municipal constructionAll at our very low municipal leasing interest rates–terms from 5 to 20 years.  Include your design, consulting  and permitting costs in the financing.

Your Computer Aided Dispatch (CAD) & Communications is In Too.

Computer Aid Dispatch, Communications Equipment, Fire Truck Leasing, Ambulance LeasingHardware, software, (even 100% software SaaS), consoles, radios, facility furniture, fixed, mobile and portable radios.  Antennas, towers, repeaters and microwave equipment, trunking systems.  Its all in… if you need it.

Get a Fire Truck Leasing Quote Now

Let us prepare a quick quote on any combination equipment & terms. We can have real numbers on your desk today–you’ll know within 60 seconds of receiving our quote if municipal leasing is the best choice for your agency! (what’s the downside of seeing some real numbers?)  Whenever you’re ready, we’ll put it all together for you in a matter of days, not weeks or months. (see computers for schools)

We’ve Got You Covered!

Just keep reading here on, or call us now!

On your smart phone? Click to call! Select Ext. 15 for Fire Apparatus & Equipment)