Fire Truck Leasing

Fire Truck Leasing

For most cities, fire apparatus is their largest equipment expense. Fire truck leasing allows departments to the 6-fiure+ expenses over 10-12 or Fire Trucks | Apparatus, Fire Rescue & EMS15 years.  Although it may last 5, 10, 15, or more years, if you’re writing a check upfront (in advance), it can be a real “budget breaker.”   Municipal fire departments, volunteer fire departments, fire districts, and districts are all facing variations of the same problem.  “We just can’t choke down the cost of 10-20 year assets like fire apparatus in one budget year…”  Most fire chiefs and administrators have probably heard that a few too many times.

Why Waiting Isn’t Always Your Best Option

Sometimes there’s an urge to “sit on the decision” for now.  But the economics may be working against your department on this one:

1.  Interest rates were the lowest they’ve been in years.  Now they’re thru the roof and still rising!  Lock them in now (and there is widespread agreement on this), or you will be paying more very shortly.   “Use them or lose them!”

2. Inflation is raising the cost of new equipment (particularly fire apparatus) at a faster pace than anything you’re likely to earn banking your funds for the future.  Saving could result in a  net loss of your department’s “purchasing power.”

“Plan B”  Pay As You Go (Not in Advance)!

Why pay in advance for essential fire trucks, apparatus, and equipment that your department will use for years when you can “pay as you go?”  Firetruck leasing (municipal leasing) is pay-as-you-go, LOW-INTEREST lease-to-own financing that can bridge the gap by spreading payments out over 5, 10, or 15 budget years. One-page lease quote here!

Municipal & Volunteer Fire Departments

Who’s eligible for what?  There are two primary “types” of fire departments for municipal leasing purposes.  The FIRST TYPE is municipal fire departments” (funded with taxes) Full, part-time, Fire Departments & Fire Truck Leasingand volunteer.  A municipal department can acquire any essential-use fire apparatus (new or used), bunker gear, chief’s command vehicles, SCBAs, HAZMAT equipment, tools, etc. at extremely low municipal leasing interest rates.  The same low rates we extend to any government for their essential-use vehicles & equipment.  (tax-supported fire districts as well)The SECOND TYPE is volunteer fire departments (VFDs) structured as “non-profits,” or more formally as 501c3 corporations, and generate their income from donations, grants local fundraising.

How VFD’s Can Use Low-Interest Municipal Rates?

Volunteer Fire Departments (non-profits) are eligible for municipal leasing rates, but only for new or used  Fire Trucks (vehicles that “put out fires”) and for Fire Stations / Fire Houses (new, renovated, or expanded).   Nothing else.  A VFD has to meet certain IRS criteria to qualify for tax-exempt municipal leasing (the very lowest interest rates).  All of the VFD’s other acquisitions are treated as non-qualifying and priced at taxable (non-tax-exempt) rates, which are slightly higher.  See the taxable tab below.

>Taxable - read more
Keep in mind that taxable in this context is not related to sales, use, or other taxes but whether or not the department and that category of equipment qualify for the IRS’ very low “tax-exempt” rate exception for VFDs. (The tax exemption, in this case, benefits the lender–and allows us to offer lower rates) 

Our Fire Truck Leasing is Turnkey

Get what you need now.  Our “fire truck leasing” quotation can include any essential equipment for your department–it is 100% turnkey financing.  (You can finance it all “ala carte,” but why would you?)   If your department needs it today, let us show you the numbers with everything you need in a single very low-interest quote.

Get a Muncipal Leasing Quote Now
SCBA’s, Turnout Gear & Rescue Tools

Fire Department SCBA Self Contained Breathing ApparatusSCBAs, bunker gear, and tools are critical for firefighting.  So, include your spare masks, spare bottles, and even the breathing air compressor.  Turn-out gear–head to toe.  When your department makes its next run, make sure it has all the gear you need to do the job, from generations to radios, lighting to HAZMAT protection, and everything in between.

New Fire Houses, Fire Stations & Garages

New Construction • Expansions • Renovations

Low Interest Financing for Design, Construction & Rennovation Fire Departments & Fire HousesAll at our very low municipal leasing interest rates–terms from 5 to 20 years.  Include your design, consulting, and permitting costs in the financing. Less than you think  Fire Truck Leasing Quotes

Your Computer Aided Dispatch (CAD) & Communications Are “In” Too.

Computer Aid Dispatch, Communications Equipment, Fire Truck Leasing, Ambulance LeasingHardware, software (even 100% software SaaS), consoles, radios, facility furniture, fixed, mobile, and portable radios.  Antennas, towers, repeaters and microwave equipment, trunking systems.  If YOU need it…its all

Get a Fire Truck Leasing Quote Now

Let us prepare a quick quote on any combination of equipment & terms. We can have real numbers on your desk today–you’ll know within 60 seconds of receiving our quote if municipal leasing is the best choice for your agency! (what’s the downside of seeing some real numbers?)  Whenever you’re ready, we’ll put it all together for you in a matter of days, not weeks or months.

We’ve Got You Covered!

Get a Fire Truck Lease to Own Quote
800-541-0114 x-22
On your smartphone? Click to call! Select Ext. 22 for Fire Apparatus & Equipment)