School Computer Leasing
First Capital provides your school with very low interest funds for every need; just one computer lab, computer leasing for the whole school or  computer leasing for the entire district... computers-desktops or notebooks, network cabling, printers, routers, storage and backup, furniture and software.  Purchase with the best school / educations discounts available to your school.  Our school municipal lease pricing  will based to the most discounted purchase prices that you can obtain.

Single Source School Leasing
You can include all of your school computer equipment; hardware, software, peripherals & cabling in a single lease, with a single payment over whatever term works for your school district.

All Major Brands
Purchase your school computer hardware, office and educational software from the major manufacturers of your choice.  Mix & Match vendors to get the best and most cost effective solution from HP, IBM, Dell, Apple, MAC, Gateway & Microsoft, or any provider of your choice.

Pay As You Go!
Our low interest municipal school leases for desktops, laptops, notebooks, wired and wireless networks, routers and servers makes it possible for schools to make larger investments in critical school equipment and IT infrastructure by spreading payments over multiple budget periods with annual, semi-annual, quarterly or monthly payments.  Why pay 100% in advance (i.e. out of this year's budget) for equipment that will be productive for several years? 

"Tech Refresh" Leases - What's the deal?
So called "tech refresh," leases claim that they keep your school in the latest IT technology...  Unfortunately, the old adage about there being "no free lunch" applies here as well.  First, that "obsolete" IT equipment that is too old for your school, is too old for just about anyone else as well.  In most cases it's barely "worth" the cost of shipping it back (which is probably your financial responsibility as well as uninstalling it and packing it all up)  Its all buried in the numbers--the additional charge to you of "upgrading" to new equipment and the pricing you are being offered on the new equipment help make up the manufacturers net loss on the equipment they are taking back. 

Any way the manufacturer prices the "refreshed" equipment, it is very unlikely that it will be as low as your school could obtain in the open market, if you were to re-shop it from scratch.  (And don't even think about "upgrading" to another manufacturer's equipment as part of the refresh lease.)  Also, because the manufacturer's "tech refresh" is based on commercial interest rates rather than extremely low municipal interest that only a qualifying entity like your school is entitled to under I.R.S. regulations, you're probably making higher payments than you would be under a tax-exempt school municipal lease for the same equipment.  That "free lunch" may not look like such a great deal, after you wade through all of the fine print.